How does the BudgetMagic Transfer feature help me in the budgeting process?
The BudgetMagic Transfer feature offers you the flexibility to shift a surplus from one budget category into another category, where you might not have a surplus. This is a “virtual” transfer from one Electronic Envelope into another. You are not moving real money. In essence, it is a way of “robbing Peter to pay Paul,” in order to stay on budget. This enables you to change the amount remaining to spend in a specific budget category, but it does not alter the original amount budgeted for that category nor upset your balanced budget.