How does the Blue Cross and Blue Shield of Texas Medicare Select option differ from the standard plan?
A Medicare Select option works just like a standard Medicare Supplement plan with one difference. With Medicare Select option, all scheduled inpatient hospital stays must be at a Medicare Select Network Hospital in order to have coverage for the $1,068 Medicare Part A deductible. Only certain hospitals are network providers under this policy. Check with your physician to determine if he or she has admitting privileges at the network hospital. If he or she does not, you may be required to use another physician at the time of hospitalization or if you still use a non-network hospital, you must pay the Part A deductible and any non-covered charges. If you do not go to a Medicare Select Network Hospital for a scheduled non-emergency hospital stay, you agree to pay the Medicare $1,068 Part A deductible. However, in an emergency admission, you are covered at any hospital, regardless of whether you go to a Medicare Select Network Hospital. To qualify for a Medicare Select Option, you must liv
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