How does the Blue Cross and Blue Shield of Illinois Medicare Select Plan differ from the standard plan?
A Medicare Select plan works just like a standard Medicare supplement plan with one difference. With Medicare Select, all scheduled inpatient hospital stays must be at a Med-Select participating hospital in order to have coverage for the Medicare Part A deductible. If you do not go to a Med-Select participating hospital for a scheduled non-emergency hospital stay, you must pay the Medicare Part A deductible. However, in an emergency admission, you are covered at any hospital, regardless of whether you go to a Med-Select participating hospital. To qualify for a Med-Select plan, you must live within 30 miles of one of our Med-Select hospitals.
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