How does the Automatic Fraud Alert feature differ from an initial 90 day fraud alert?
An initial 90 day fraud alert expires every 90 days so you have to remember to manually renew it if you want an initial 90 day fraud alert to remain on your credit file. The Automatic Fraud Alert feature addresses this by automatically renewing your Equifax initial 90 day fraud alert and requesting that TransUnion and Experian do the same.