How does the Aetna HealthFund HSA Plan work?
Aetna HealthFund HDHP with HSA is a health plan that provides traditional health care coverage and a tax-advantaged way to help you build savings for future medical needs. An HDHP with an HSA is designed to give greater flexibility and discretion over how you use your health care benefits because you decide how to spend the dollars in your HSA. To understand how the Plan works, let’s review its components. The Health Savings Account • The Plan will automatically deposit $62.50 per month/Self Only or $125 per month/Self and Family into your HSA. (That is $750/Self Only or $1,500/Self and Family annually.) • You can make voluntary contributions to your HSA. The annual statutory maximum (plan contributions plus voluntary contributions) for 2009 is $3,000/Self Only or $5,950/Self and Family so you may voluntarily deposit up to $2,250/Self Only or /$4,450 Self and Family. If you or your spouse are age 55 or older, you may make a catch-up contribution of up to $1,000 for 2009. • When you hav
The HDHP with HSA is a health plan that provides traditional health care coverage and a tax-advantaged way to help you build savings for future medical needs. An HDHP with an HSA is designed to give greater flexibility and discretion over how you use your health care benefits because you decide how to spend the dollars in your HSA. To understand how the Plan works, let’s review its components. The Health Savings Account • The Plan will automatically deposit $62.50 per month/Self Only or $125 per month/Self and Family into your HSA. (That is $750/Self Only or $1,500/Self and Family annually.) • You can make voluntary contributions to your HSA. The annual statutory maximum (plan contributions plus voluntary contributions) for 2011 is $3,050/Self Only or $6,150/Self and Family so you may voluntarily deposit up to $2,300/Self Only or /$4,650 Self and Family. If you or your spouse are age 55 or older, you may each make a catch-up contribution of up to $1,000 for 2011. • When you have a qual
