How does the 125 plan work for orthodontia?
Typically the Flexible Spending Account (125 Plan) reimburses your for the entire out of pocket expense, up to your account limit, regardless of the amount in your account. However, Orthodontia can only be reimbursed as the services are incurred. This means that your orthodontist will need a treatment plan that shows how much they charge for the initial services and how much they charge for each visit after that. Then you can submit for reimbursement each month.