How does SSDI differ from workers compensation, state DI, and private DI?
WORKERS’ COMPENSATION: Workers’ compensation statutes typically require that your illness or injury is work-related before you can receive workers’ compensation benefits; but Social Security Disability Insurance does not require a causal connection between your medical condition and your work. You may receive workers’ compensation benefits for partial incapacity; but Social Security Disability Insurance requires that you be totally incapacitated from substantial gainful work. Workers’ compensation may pay benefits for periods of disability shorter than a year; but Social Security Disability Insurance requires that your disability persist at least a year. STATE DISABILITY INSURANCE: Five states and the Commonwealth of Puerto Rico reportedly have disability benefit programs for illnesses and injuries not caused by work. The states are California, Hawaii, New Jersey, New York and Rhode Island. These state benefits help many people meet expenses until Social Security Disability Insurance b
