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How does Spectrum treat the actively-at-work issue?

April 26, 2017ISSUE spectrum treat

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How does Spectrum treat the actively-at-work issue?

1 Answer

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Posted

Although it is Spectrum’s position that HIPAA does not apply to stop loss insurance contracts, the actively-at-work provision is contractually waived on all cases. This eliminates potential conflict between the Plan Document and the stop loss contract, and will ensure that the Plan is offered the highest level of protection. Disclosure requirements apply.