How does Remote Deposit Automation work?
Using a PC, scanner, and an Internet connection, daily checks received at your business can be scanned and sent electronically for deposit to Hampshire First Bank. Specifically, as checks are received and batched at your business, an operator logs in to the Remote Deposit Automation program and turns on the scanner. The operator places a deposit slip and the batch of checks into the check scanner feeder and clicks the “Capture Items” button. As the system captures the checks, it creates check images, validates image quality, determines the check amount, verifies the routing/transit number, analyzes the check data to determine possible duplication, and determines if the check is a foreign item. Following the capture of the items, the operator is prompted to key in any checks that were unable to be read. Following the item correction, the batch is then balanced by either rescanning, deleting, or inserting items, rescanning the deposit slip, or by fixing the deposit totals. Once the batch
