How does partial disability differ from residual disability?
Partial disability insurance is usually payable for a maximum of 12 months. Residual coverage is generally payable for the entire benefit period, which could last for years. Unlike residual coverage, partial coverage does not require that you lose part of your income before you are eligible to receive disability payments. But again, those payments won’t last for more than 12 months and may be limited to only three or six months.
