How does Overdraft Courtesy Pay work?
A – 1. We begin by looking at your Checking Account balance and available funds on your Line of Credit if you have one. 2. If these resources are exhausted, and you have opted in, we may pay the item and take your account negative up to the amount of your Overdraft Courtesy Pay limit–$500. 3. If Overdraft Courtesy Pay is utilized, we charge you a $25 fee for each item paid.