How does OptionPlus Homes help me become a homeowner?
A. OptionPlus Homes makes it easy to become a homeowner in many ways: First, we make it easy to get into one of our homes with a low down payment and no bank qualifying. Second, we lock in a low price so you can build equity before you buy. Third, we contribute between $13,500 and $16,000 towards your down payment when you decide to complete the purchase. Fourth, we offer expert credit repair advise to our buyers. Q. Don’t I need to save up more money for a down payment before I can purchase a home? A. Our Rent-to-Own program gives you money towards your down payment every time you pay your rent. Most of our homes have a $400 per month credit, which is $9,600 at the end of our 2 year program just for paying your rent. We also credit your entire deposit towards your down payment. Q. Don’t I need to improve my credit before I can purchase a home? A. Bad credit can keep you from getting a home loan, and even if you do get approved, the rates can be so high that making payments is difficul
