How does opening a credit card with UMB benefit Sea Shepherd?
A. Sea Shepherd receives $50 for each approved application that is activated and used within 90 days of approval. Additionally, a percentage of every retail purchase made using the card will be donated to Sea Shepherd. Q. Who is UMB? UMB a multi-bank, multi-billion dollar holding company headquartered in Kansas City, Missouri, was recently ranked by Smart Money as “the highest-scoring traditional bank among our favorites.” In January 2010, Forbes Magazine ranked UMB Bank the 2nd best bank in America (Learn more). As a leading card issuer with nearly 40 years of credit card experience, UMB offers a wide range of consumer and commercial Visa and private label products. For more information, visit www.umb.com. Q. Is there an annual fee? A. No, there is no annual fee. Q. What is the annual percentage rate (APR) on the card? * A. 0% introductory APR for six months. After the introductory period, the interest rate will be the Wall Street Prime rate + 8.74%, currently 11.99%. Q. Can I apply o