How does one with excellent Business credit but poor personal credit get a Vis or MC for the Busines or a 25k line?
Your best bet is to develop a relationship with a manager at your bank, who will have some influence in the matter… I bank at a larger regional chain (Fifth Third), but the individual branches put a lot of stress on having their staff develop personal relationships with clients. So when I go into “my” branch, the staff greet me by name, and the ones who don’t know me personally still go out of their way to say hello. When I needed a new line of credit, the manager was able to exert some influence over the process. I think this is much more effective than applying for credit at a large, impersonal bank where no one knows your name or recognizes your face. Also, some banks have a “private banking” division that’s focused on businesses and their unique needs. I’d also look into that.
