How does one qualify for benefits on a Long-Term Care policy?
A. Generally benefits are provided if you meet a certain number of triggers “generally 3 of 5”. Typical triggers or Activities of Daily Living (ADL) can be: loss of the ability to do certain activities, such as bathing, dressing, eating, transferring, toileting, continence or cognitive impairment. Which triggers and how many are used affects the premium and benefits. For more information, please contact our customer service area.
