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How does NORCAL determine the premium it charges to physicians?

April 26, 2017Charges determine NORCAL physicians Premium

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How does NORCAL determine the premium it charges to physicians?

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The primary characteristics impacting a physician’s premium include the physician’s medical specialty and geographical territory, whether or not the physician is requesting prior acts coverage, the desired limits of liability, the discounts for which the physician qualifies and the physician’s previous claims experience.