How does Medicare work with my federal or military retiree insurance?
Non-military federal retirees (FEHBP): If you have retiree health insurance from the Federal Employee Health Benefits Program (FEHBP) and Medicare, Medicare pays first. Your FEHBP coverage picks up the difference, or in some cases, pays for services not covered by Medicare. If you are enrolled in a fee-for-service plan under FEHBP, you may find that your plan waives most deductibles, coinsurance and copayments (except for prescription drugs) for people who have Part B. As a result, FEHBP fee-for-service plan enrollees with Parts A and B find that they have little or no out-of-pocket expenses. If you are enrolled in a health maintenance organization (HMO) under FEHBP, you may find that the HMO provides such comprehensive coverage that you do not need to enroll in Part B. You should evaluate your benefits before making a decision not to take Part B. For more information, click on the NEXT button. Military retirees (TRICARE): Certain military retirees and dependents are eligible for TRICA
