How does mATM payment work?
When participating merchants join the mobile ATM payments program, we will assign the merchants a unique mATM Merchant Number and a Telkomsel Mobile Point-of-Sale (mPOS) SIM card. Once the SIM card is activated, it will turn the merchants mobile phone into a point-of-sale terminal, capable of capturing a range of purchase payments. When a Mobile ATM client makes a purchase from the merchant, he/she can initiate the payment transaction using his/her Mobile ATM mobile phone, where he/she will specify the merchants merchant-number to identify the merchant in the transaction. Alternately, the merchant may also initiate the payment transaction using his Mobile POS mobile phone, and specify the clients mobile phone number to identify the client in the transaction.