How does insurance come into play in a crime victim case?
If you are the victim of a crime on a private property, like in someone’s house, at a hotel or in a shopping center or parking lot, the owner or manager of the property may have a legal duty to provide adequate security. If they don’t provide sufficient security, they could be held responsible for all money damages incurred by the victim of a crime. Properties may also have Medical Payment coverage which could pay for part of the victim’s medical bills simply because they were injured on the property. This is generally in addition to any Liability insurance the property owner or manager had in place.
