How Does Instant Credit Card Approval Work?
Pre-Screened Instant credit card approvals can come in a number of different ways. Companies will often pre-screen candidates that they wish to offer a credit card to, in order to determine their eligibility. Once the candidate has passed the screening, that person will be mailed a credit card offer. The letter will state that the person has been “pre-approved” for a new credit card. All that person would have to do would then be to contact the lender in order to receive their new credit card. Applications Online, Over the Phone or In-person Instant credit card approval can also happen if an applicant calls the credit card company or goes through the lender’s website. Another way that a person can get instant credit card approval is in-person, as seen with store credit cards. A person can apply on the spot for a store card and be told right away whether or not the application was accepted. In these three cases the lender is unable to pre-screen the candidates. However, they will do a q
