How does health insurance relate to an employees “health benefit package?
” Here, there are two distinctions which must be made: the difference between an employee’s “benefits package” and their “health benefit package” and the difference between the health benefit package and health insurance. The benefits package should be viewed as all of the benefits that an employee receives from the employer, which includes a health component in addition to life insurance, disability insurance, 401 (k), tuition reimbursement, etc., (see question 5 for more detail). The health component, or health benefit package, of this overall benefit package can also be broken down into several different components. For example, the health benefits package usually includes a health insurance product and adds to that all, several, or none of the following things: an annual physical, blood and other health screenings, dental cleanings, dental insurance, vision services and products, and flexible spending accounts for items such as contact lenses, eyeglasses, vitamins, over-the-counter
