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How does HAPs PPO plan work?

April 26, 2017haps Plan ppo

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How does HAPs PPO plan work?

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In general, a PPO (Preferred Provider Organization) plan is offered by insurers who have a network of health care providers contracted to provide services at a discounted rate. A PPO plan offers you the freedom to continue using your family doctor or any other doctor you prefer. However, if the doctor or hospital you choose is not in HAPs PPO network, HAP will cover a smaller portion of the total costs. Youll have an annual deductible to pay before HAP starts covering your medical bills. You may also have a copayment for certain services and be required to cover a certain percentage of the total charges for your medical bills.