How does Florida’s No-Fault Law cover persons under motor vehicle liability policies?
Generally, no-fault laws divide persons covered under motor vehicle liability policies into two groups or classifications: direct insured and indirect insured. Direct insureds include individuals who entered into the contract with the insurance company and to whom the policy was issued. This includes an insured’s spouse, relatives, and other household members. Whether someone falls into this category of coverage is determined by examining his or her relationship to the named insured.
