How does filing under chapter 13 affect collection proceedings and foreclosures previously filed against the debtor?
The filing of a chapter 13 case automatically stays (stops) all lawsuits, attachments, garnishments, foreclosures, and other actions by creditors against the debtor or the debtor’s property. A few days after the case is filed, the court will mail a notice to all creditors advising them of the automatic stay. Certain creditors may be notified sooner, if necessary. Most creditors are prohibited from proceeding against the debtor during the entire course of the chapter 13 case. If the debtor is later granted a chapter 13 discharge, the creditors will then be prohibited from collecting the discharged debts from the debtor after the case is closed.
Related Questions
- How does the filing of a Chapter 7 affect collection and other legal proceedings that have been filed against the debtor in other courts?
- How does the filing of a Chapter 13 case affect collection proceedings and foreclosures that are filed against the debtor?
- How does filing under chapter 13 affect collection proceedings and foreclosures previously filed against the debtor?
