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How does filing a Chapter 13 affect impending foreclosure sales, repossessions or collection proceedings?

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How does filing a Chapter 13 affect impending foreclosure sales, repossessions or collection proceedings?

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The filing of a Chapter 13 automatically stays (stops) all foreclosures, repossession, lawsuits, attachments, garnishments and other actions by creditors against the debtor or the debtor’s property. Soon after the case is filed, the court will mail a notice to all creditors of the filing. Certain creditors may be notified sooner, if necessary. Normally, creditors cannot proceed against the debtor during the entire course of the Chapter 13 case unless the court grants permission.

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