How does EBT work?
Under the EBT system, benefit recipients apply for their benefits in the usual way, typically by filling out forms at their local agency office. Once eligibility and the authorized level of benefits have been determined, an account is established in the participant’s name, and benefits are deposited electronically in the account each month. Most EBT systems issue a plastic magnetic stripe card, similar to a credit card, to the clients, who can then access their benefits at participating retail stores by using a personal identification number (PIN).