How does e-Pay work?
e-Pay creates a profile of all your eligible personal checking accounts when you enroll. When you log-on to pay bills, the balance for each checking account in your profile gets updated. This allows you to select from any of your checking accounts when making a payment. Depending on the merchant/payee, your scheduled payment will be made by check or electronically via ACH (automated clearing house). When scheduling payments, be sure to choose a payment due date several days in advance of the actual due date reflected on your bill statement.