How does Dave feel about using a debit card?
A debit card is used just like a credit card; however, the funds come directly out of your checking account. Therefore, you are not spending money you don’t have. Debit cards can still get you into trouble. Research tells us that you spend more when using plastic; you register no emotional pain when you spend with plastic. Keep the use of your debit card to a minimum (hotel reservations, car rental, air travel, online purchases, etc).
