How does credit counseling compare to Franklin Debt Reliefs debt reduction option?
It depends on what the consumer needs. If your main concern is having a dramatically lower monthly payment, reducing your debt fast, or saving the most money possible while avoiding bankruptcy, then debt settlement is probably your best option. If your main concern is ending creditor calls or enjoying a reduction in your interest rates, then credit counseling may be a better alternative. Either way, both debt negotiation and credit counseling offer the convenience of one monthly payment and are better alternatives to barely paying the minimums on high interest credit cards.
