How does coordination of benefits work under the Aetna Medicare Open Plan as compared to the Traditional Choice Indemnity Plan?
Aetna, as the secondary payor to Medicare under the Traditional Choice Indemnity Plan, coordinated with Medicare on your behalf. Any coordination with a supplemental plan after Aetna was finished with the claim was left to you. Under the Aetna Medicare Open Plan, Aetna essentially becomes the original Medicare payor and supplemental payor combined. Note: If a member has a second coverage (which would have been a third coverage, in the past), the member will still need to send the paid claim information to the second insurer.
