How does cash and treasury management fit into it all? Is it becoming more integrated with trade services?
These are various elements of the working-capital cycle of a companys business. Trade and cash offer solutions which are aimed at solving the customers needs related to each one of these elements. While on the one hand our trade solutions may help the company in bridgingits working-capital gap, our cash solutions may be used to optimise the customers management of the cash generated from operations. An integral part of our solutions is risk management, which also includes managing foreign-currency risks. We are able to offer solutions to our customers where they can hedge their FX conversion risks related to trade and payments transactions through a simple process. Although the bank has separate units covering these product sets, these units work closely on the sales and product-development fronts to bring these combined solutions to fruition.
