How does car insurance work?
Truth is, it’s pretty simple. Car insurance is no different from any other type of insurance. You pay a fixed amount, depending on your coverage and plan, and in exchange the insurance company covers a certain amount of the cost of any accidents you may be in, or damage that your car may incur. Types Of Car Insurance What makes car insurance different from some other types of insurance, however, is that it is mandatory in some areas. Liability insurance is the most basic kind, and you are required to have it to get behind the wheel in almost all states. This type of insurance covers only harm to others that you have caused, and it often also pays for your legal team if a suit is filed against you. Therefore, most drivers with the means opt for more comprehensive plans that also cover damage to their own automobiles and their own medical bills. Deductibles And Premiums Unfortunately for those who are forced to use their car insurance, the company will rarely cover the whole cost. The in