How Does an SR22 Insurance Filing Work?
A. An SR22 filing is an endorsement (addendum) to an auto insurance policy (it does not have to include an auto). This filing provides communication from the issuing insurance company to the DMV of the state involved. As long as the policy stays in force, your license will remain valid until you serve the required time. Once the required time has been served, the state will dismiss any restrictions on your license. SR22 insurance is required for drivers convicted of a drunk driving or DUI offense. SR-22 insurance can be best described as a type of high risk auto insurance policy that is issued by an insurance company that guarantees the state DMV that the named policy holder has the minimum insurance coverage required of the state, this is done through the SR22 insurance filing that the insurance company files on your behalf. The DMV will not reinstate your drivers license without an SR22 if you are required to maintain one and in most cases you’re required to keep an SR22 on file for
