How does an on-board charge account work?
Most ships have a no-cash policy during the cruise. When you get on board, the cruise line will open a credit account for you. All on board purchases will be charged directly to this account (in lieu of accepting cash) and you can pay in one lump sum at the end of your cruise. You can open the account with a major credit card or if you don’t have a credit card, you can set up a cash deposit. You can pay your account at the end of the cruise by whatever means ever you wish; however, most ships do not accept personal checks.