How does an MOI vary from a certificate of insurance?
An MOI does not show the certificate holder’s name and is not signed by the insurance underwriter or broker. An MOI also does not contain the standard cancellation wording since an MOI is available online 24×7 (subject to web site maintenance and when information is being updated at renewal dates or anytime there is a major change in policy coverage, term or insurance company), enabling verification at any time that the contractually required policies of insurance are in effect.
