How does Accept Decline compare to credit checking services?
Accept Decline does not check credit, it helps you use the information contained in an applicant’s credit report in deciding whether or not to rent to the applicant. Other sites use statistics to assess the risk of a tenant applicant. l The assessment is based upon how many people were evicted with the same credit as the applicant. The computer searches a database of evictions and credit history for data relating to the applicant and compares the search results to the statistical norm. Accept Decline uses a very different approach. Accept Decline takes into account the fact that many people are not evicted; yet they leave owing rent which is never reported to any credit bureau and thus, this information is not a contained in any database and cannot be compared to a statistical norm. Accept Decline uses a formula with the goal of maximizing the landlord’s income and minimizing the risk associated with a particular applicant. Because deciding whether or not to accept a tenant often is no
