How does a single mom purchase a home with bad credit?
I am a single mother. I have bad credit and have been busting my butt to pay off my debt and improve my credit score. I had a bad debt foreclosure that was from when I got divorced; my ex fought and won the time share property. An entire paragraph in my divorce decree is dedicated to the time share property. It is now showing up on my credit as a foreclosure. I got a judgement of medical bills against me for a bunch of bills that my insurance didn’t pay. When I found out about them, I paid them. I also have a Capital One prepaid credit card which was a stolen identity and I got a copy of the police report and submitted it to underwriting (it was very likely that my ex took out the credit car in my name after I left him and went to the domestic violence shelter). I have completely changed my life since my divorce. I only have my car payment ($8000 left) and my student loans to pay. I am now for the first time since 2004 getting child support. I have tried so hard to make all of this hap
