How does a POS plan work?
(top) A POS (Point of Service) plan combines some of the features offered by HMO and PPO plans. As with an HMO, members of a POS plan are required to choose a primary care physician (PCP) from the plan’s network of providers. Services rendered by your PCP are typically not subject to a deductible. Also, like HMOs, POS plans typically offer coverage for preventive care visits.
Related Questions
- June 10, 2002 - There is no co-payment required in my Health Net POS plan if I go to an in-network inpatient facility, but CIGNAs is $50 per day. Isn this a reduction in benefit coverage?
- Why are the co-pays higher in the POS plan, while I am already paying a higher premium than similarly situated individuals in the HMO?
- May 2002 - Changing to CIGNAs POS plan will likely increase my out-of-pocket expenses. May I increase (or begin) MERA deductions?
