How does a persons identity get stolen?
Unfortunately, stealing someone’s identity is easy. If a criminal has access to your social security number and your birth date then confidential information can be accessed. Once enough data is gathered, the impersonator can obtain a false driver’s license and begin the process of stealing your identity. With the new identification, they will apply for credit in person at a store or by mailing in a credit application. The new credit card may arrive directly at their residence or the impostor may check your mailbox daily to intercept the new credit card being delivered. Once that first account is open, a credit history is started and more cards are obtained in your name. Before you know it, your credit is ruined and it is very difficult to have it repaired after the fact.
