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How does a past bankruptcy affect my chances of getting an FHA Home Loan?

April 26, 2017affect Bankruptcy FHA home loan past

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How does a past bankruptcy affect my chances of getting an FHA Home Loan?

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Having a past Bankruptcy on your credit report does not always mean you will not qualify for the FHA loan program. Under the FHA underwriting guidelines, the typical home buyer or home owner can finance using the FHA loan program two years after the date of the bankruptcy discharge. Homeowners presently in a chapter 13 bankruptcy repayment plan may be eligible to refinance. Please contact our office to learn more! Quick Mortgage Application Back to Questions Question?