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How does a non-stakeholder CTF account vary from a stakeholder?

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A non-stakeholder CTF account can offer a wide range of choices, including all the investment types in the question below, that can’t be held directly in a stakeholder account. The CTF account manager can offer lifestyling, but this is not compulsory. There is no limit on how much the CTF account manager can charge for non-stakeholder accounts, it could be more or less than 1.5% of the account’s value a year.

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