How does a new employer or insurance carrier know that an employee had prior group coverage?
Group health plans and health insurance issuers are required to provide a certificate of coverage to an individual for documentation of prior creditable coverage. A certificate of creditable coverage shall be provided automatically by the plan or issuer when an individual either loses coverage under the plan or becomes entitled to elect COBRA continuation coverage and when an individual’s COBRA continuation coverage ceases and shall also be provided, if requested, before the individual loses coverage or within 24 months of losing coverage.
A36. Group health plans and health insurance issuers are required to provide a certificate of coverage to an individual for documentation of prior creditable coverage. A certificate of creditable coverage shall be provided automatically by the plan or issuer when an individual either loses coverage under the plan or becomes entitled to elect COBRA continuation coverage and when an individual’s COBRA continuation coverage ceases and shall also be provided, if requested, before the individual loses coverage or within 24 months of losing coverage. Blue Cross’ POS plans do not include preexisting condition exclusions.
Group health plans and health insurance issuers are required to provide a Certificate of Coverage to an individual who was formerly covered under one of their plans for documentation of prior creditable coverage. A Certificate of Creditable Coverage shall be provided automatically by the plan or issuer when an individual either loses coverage under the plan or becomes entitled to elect COBRA continuation coverage and when an individual’s COBRA continuation coverage ceases and shall also be provided, if requested, before the individual loses coverage or within 24 months of losing coverage.
Related Questions
- Does the employer need to provide their employee with a Group Heatlh Insurance Application (ET-2301) along with the Continuation - Conversion Notice (ET-2311)?
- How does a new a new employer or insurance carrier know that an employee had prior group coverage?
- How does a new employer or insurance carrier know that an employee had prior group coverage?