How does a doctor deem his patient disabled to cigna insurance?
Cigna is a carrier of short- and long-term disability insurance. In order for a disability claim to be accepted, an active policy must be in place and all paperwork must be submitted according to the deadlines outlined in the policy.PurposeDisability insurance is typically part of the benefit package offered by an employer. Its purpose is to provide income to an employee who is temporarily unable to work due to injury or illness.Initiating a ClaimIn order to initiate a disability claim, the employee and employer will need to complete a claim form and submit to Cigna for review. This form should be completed in its entirety to help prevent delays caused by having to obtain additional information.Role of the DoctorThe doctor treating the employee for the condition that caused the disability will need to complete and submit a physician statement form. This form must include information about the nature of the disability, dates and types of treatment rendered, assessment of limitations and
