How does a disrupted placement affect my position on the waiting list? Families that have a disrupted placement immediately go to the top of the waiting list.
Will my insurance cover the baby? Most insurance companies in Florida are mandated by law to provide coverage for an adopted child. Coverage can exist from the moment of birth if the adoptive family agreed to the placement prior to the child’s birth. Additionally, federal laws, including the Omnibus Budget Reconciliation Act of 1993 “OBRA ’93” (private employers) and the Health Insurance Portability and Accountability Act of 1996 “HIPPA” (governmental employers), prohibit discrimination against adopted children. Therefore, health insurance coverage for adopted children is available to all families covered by group health plans at the time of placement, which is defined as the time when the adoptive family assumes financial responsibility for the child. Health insurance plans that are individual plans (not employer-sponsored) are not subject to federal regulation. If you are covered by an individual plan, you should check the laws of your state to determine your rights.
Related Questions
- How does a disrupted placement affect my position on the waiting list? Families that have a disrupted placement immediately go to the top of the waiting list.
- I am currently in the waiting list. What is the likelihood of getting a confirmed position in the PASS program?
- How does a disrupted placement affect my position on the waiting list?
