How does a community join the National Flood Insurance Program?
Flood Insurance is available only in a community that participates in the National flood Insurance Program. Because of the state laws and building codes in effect in Michigan, every community meets the minimum requirements to participate in the NFIP. To join the NFIP, a community would have to pass a resolution indicating they would like to join, pass a resolution directing the building official to strictly enforce the flood resistant construction standards of the building code, and submit the application. In some communities, the county does the building inspection. In those communities, an agreement must be signed by the county and the community indicating building inspection is provided by the county. There is no fee or cost associated with joining the NFIP. There would be record keeping requirements for new construction within the floodplain.
Related Questions
- Can my community do anything to lower flood insurance premiums for coverage through the National Flood Insurance Program (NFIP)?
- Where can I find out information about regulatory floodplains and the National Flood Insurance Program (NFIP)?
- How does a community join the National Flood Insurance Program?
