How Does a Childs Age Influence the Chances of Being Uninsured or on Medicaid?
It is important to measure the relationship between age and health insurance coverage because age differences in coverage reflect experiences over the life cycle. Both the probability of being uninsured and the average time without insurance increase with age–a finding established by longitudinal analysis. To generate findings like this, we followed children over the entire year at a given age. Between infancy and late adolescence, the probability of being uninsured during a year rose from 16 percent to 27 percent. Among those who were uninsured for any length of time, only 10 percent of infants versus 38 percent of 18-year-olds were uninsured for the entire year. The likelihood of being both uninsured and ineligible for Medicaid increases even more sharply with age than does being uninsured alone. Only 6 percent of infants compared with a full 24 percent of 18-year-olds were ever uninsured and ineligible for Medicaid during the year. Furthermore, while only 5 percent of those infants
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