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How Do You View Your Annual Free Credit Report Government Mandates Free Credit Reports For All Consumers?

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How Do You View Your Annual Free Credit Report Government Mandates Free Credit Reports For All Consumers?

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The federal Fair Credit Reporting Act (FCRA) requires that U.S. consumers be entitled to a free credit report each year. The government’s goal is to make sure that consumers stay informed, fight identity theft, and get fair treatment. Credit reports are important because they are the raw data that go into your credit score. • How Credit Scores WorkHow to Get Free Credit Scores In the past, not everybody was entitled to a free credit report. Instead, consumers had to pay or qualify based on certain activity within the credit report. Some states required that residents periodically be entitled to a free credit report, but it is now nationwide. How do I Get my Free Credit Report? The nation’s credit reporting agencies have teamed up and built a website that you should use to get your free credit report. The site is

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