How Do You Use PIP Insurance For Auto Accident?
Were you just in an auto accident? Did you sustain injuries and/or lose time from work as a result? If so, you need to receive treatment for your injuries and you’ll want reimbursement for any lost wages from work. This article will explain the process of using the PIP (personal injury protection) of your auto insurance policy to pay for your health care treatment and lost wages. Call your insurance agent and tell them you have been involved in an auto accident and that you were injured. A claim will be set up and you will be assigned a claim representative. (Of course, do this as soon as possible. If you’re in an ambulance on your way to the hospital, you can wait until you’re done with x-rays and the like.) Call the claim representative. This person will let you know whether your insurance or another policy will be responsible for the PIP portion of your claim. In Maryland, the insurance follows the vehicle. If you were in your own vehicle, the PIP claim will be paid by your insuranc