How Do You Talk To An Insurance Adjuster?
When you file a homeowners insurance claim or an auto insurance claim, the main person you’ll be working with is the insurance adjuster. His job is to inspect your damages, photograph them, and write an estimate to recommend payment to the insurance company. This article will give you the tools to communicate effectively with your adjuster. Learn some of the terms your adjuster might use. When your adjuster refers to building damage, they are talking about damage to permanent parts of the main building on your property. Other structures or “APS” refers to sheds, fences, and pool-related structures. Contents, personal property, or “UPP” damages refer to items you would take with you if you moved- furniture, electronics, clothes, books, and knickknacks. ALE- Additional Living Expenses- refer to the amount you would need to live if covered damage or repairs necessitated by covered damage forced you to move out of your home. If you’re a landlord, FRV- Fair Rental Value- refers to the amoun
