How Do You Stop Receiving Pre-Screened Credit Offers?
In a fast-paced world of credit cards, commercials are bombarding us with the idea that our cash is no good anymore. Regardless of how good or bad your credit is, credit offers continue arriving, tempting us further into debt. You can find relief from the credit offers that fill your mailbox daily by following these opt-out steps. Read the fine print. Most people throw out or shred credit offers when they come in the mail, but if you take a moment to open and read them, there is information included on how to opt out of future offers. Contact the four major credit bureaus. You can write to each one of them (Equifax, Transunion, Experian and the new one, Innovis) and request that your name not be included in credit offers. Call 1-888-5-OPTOUT to opt out of all four credit bureaus with one call. The call starts with a message about an Internet email going around, to skip this select option 2. Then select option 2 again to opt out permanently. Option 1 only opts you out for two years. Vis
